Recent Immigrants, Mortgage Product

1st Mortgages

2nd Mortgages

Debt Consolidation Loans

High Ratio Mortgages

Credit 4 Life Program

Bank Turndowns

Credit Challenged

Judgments/Collections

Power of Sale & Foreclosure

Mortgage/Property Tax Arrears

Recent Immigrants

Self-Employed

Unstable Work History

Prime Rate Applicants

If you've recently immigrated to Canada, Home Loan Direct has a mortgage product you can't afford to miss. Each year thousands of new comers are rejected by banks simply because they've never had the chance to build credit in this country. Don't let a bank say no to you! Contact us now to get started on your new mortgage.

Without a credit card, many people find it difficult to build a Canadian credit history, even though they've been financially responsible in their home countries. Through Home Loan Direct's 1st Mortgage service, we offer our clients the opportunity to purchase a home with as low as 25% down* regardless of where you were born.

All too often new or potential Canadians are forced to put 30%, 40%, even 50% down to purchase a home in their new country, just because they have a different passport. However at Home Loan Direct, we welcome new residents to Canada with the loan and the service they've earned and deserve. Apply now for your 1st Mortgage or contact us for more details.

*Certain conditions apply*

Home Loan Direct lends across Canada, specifically, but not limited to the Greater Toronto Area (GTA):

Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.

Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.