Home Equity Loan, Debt Consolidation, Other Loans

1st Mortgages

2nd Mortgages

Debt Consolidation Loans

High Ratio Mortgages

Credit 4 Life Program

Bank Turndowns

Credit Challenged

Judgments/Collections

Power of Sale & Foreclosure

Mortgage/Property Tax Arrears

Recent Immigrants

Self-Employed

Unstable Work History

Prime Rate Applicants

Home Loan Direct has a great selection of mortgage products, each one designed to meet your specific needs. Whether you're looking for a 1st or 2nd mortgage, a Home Equity Loan, a Debt Consolidation Loan, or a Refinance, we've ensured that all the basics are covered. Along with our superb selection of mortgage products we also ensure that customers are not discriminated against because of a poor credit score, ability to prove income, or recent immigration to Canada.

At Home Loan Direct we feel that every application deserves a thorough review and a quick response. We live by the motto ‘If it makes sense, we'll make it work' and we seriously consider any application, even if it does not fall into a typical or traditional loan category.

Fill out our easy, no-obligation application, or contact us now to get started with your new mortgage.

Home Loan Direct lends across Canada, specifically, but not limited to the Greater Toronto Area (GTA):

Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.

Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.