Home Loan Direct has numerous 1st mortgage products that fit the unique needs and wants of just about every customer we have.  From the first time homebuyer to the experienced mortgage shopper, or the recently bankrupt to the perfect credit history; we have a loan program that works for you. Take advantage of our knowledge and experience in this complicated and sometimes overwhelming industry by filling

We believe that once you own a home, you’re entitled to prompt and comfortable access to the hard earned equity you’ve built.  That’s why we offer a hassle free 2nd mortgage that removes the stress and anxiety associated with rate shopping and never-ending negotiations. Regardless of your applicant type or usage of funds,we guarantee that if your mortgage application is less than 80% of the market value

In today’s credit world, millions of Canadians are caught in a painful monthly routine better known as the plastic trap.  Personal credit card debts are at an all-time high and interest rates are on the rise.  Don’t become a statistic!  Use the Debt Consolidation Loan to lump all your credit card payments, car loans, and unsecured debts into one easy to manage monthly payment. 

The 21st century has brought a mortgage market with vast amounts of options, terms, and rates.  These options are continually growing and becoming more customized for individuals. 

At Home Loan Direct we’ve worked hard to provide our customers with as many loan products as possible in order to satisfy their specific needs.  With the Home Equity Loan you’ll be able use your home as leverage in order to secure a fast, hassle free mortgage, personalized and professionally closed. talk to a representative to learn more about leveraging your most powerful financial tool.

At Home Loan Direct we believe in helping our clients keep their monthly payments in line with their lifestyles and not the other way around.  That’s why our most popular product is the interest only mortgage.  An interest only loan is a great way to keep your monthly payments low so that you have the freedom and flexibility to live your life without overbearing debt payments.  Regardless of your credit, income, or employment status, if you have sufficient equity in your house you will be automatically approved for the interest only mortgage. 

A refinance mortgage from Home Loan Direct is a great way to pay off an existing mortgage, plus the extra cash you’ll have in your pocket can help you in several ways.  You can use the extra money to improve your credit score and pay off high interest credit card debt, or maybe you’ve had your eye on a new kitchen lately, perhaps it’s time to take that much needed vacation.  Whatever the case, Home Loan Direct’s refinance mortgage

Home Loan Direct has a great selection of mortgage products, each one specifically designed for its intended use.  Whether you’re looking for a 1st or a 2nd mortgage, a Home Equity Loan, a Debt Consolidation Loan, or a Refinance, we’ve ensured that all the basics are covered.  Along with our superb selection of mortgage products we also ensure that customers are not discriminated against because of a poor credit score, ability to prove income, or recent immigration to Canada.

At Home Loan Direct we specialize in helping Canadians who lack the requirements needed to receive a bank mortgage access the equity in their homes.  Regardless of your credit score, income proof, or immigration status, we’ll do everything possible to help you get the money you need to live the life you want .quickly and easily approved.