High Ratio Mortgage, High Ratio Mortgages, High Debt Ratio Mortgage, High Short Interest Ratio

1st Mortgages

2nd Mortgages

Debt Consolidation Loans

High Ratio Mortgages

Credit 4 Life Program

Bank Turndowns

Credit Challenged

Judgments/Collections

Power of Sale & Foreclosure

Mortgage/Property Tax Arrears

Recent Immigrants

Self-Employed

Unstable Work History

Prime Rate Applicants

The 21st century offers a complex mortgage market with vast amounts of options, terms, and rates. These options are continually growing and becoming more inivative in order to better serve the general public. Learn more about various options available to you through Home Loan Direct by applying now.

Prime Rate Applicants will get amazing rates that even the banks will be impressed with. Regardless of your credit problems or applicant type, if you have sufficient equity, you are automatically approved*. So stop shopping and start moving! Apply now with our fast and easy application, or contact us for more details.

Whether you have bad credit, an unstable work history, or have just moved to Canada, Home Loan Direct has the High Ratio Mortgage that will work for you. Whatever your situation may be, we seriously consider all High Ratio Mortgage applicants, and depending on the location and condition of the property, you could be approved in as little as one day.**

Home Loan Direct has the resources and the experience to get you the funds you need today. Stop wasting any more time mortgage shopping. Let the professionals do it for you. To get started right away, fill out our no hassle application, or give us a call for more information.

*Property must meet certain requirements.
**Certain conditions apply, contact us for more details.

Home Loan Direct lends across Canada, specifically, but not limited to the Greater Toronto Area (GTA):

Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.

Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.