Millions of Canadians have serious blemishes on their credit reports, and many of them do not even know it. Credit problems can come about for many different reasons including late/missed payments, judgments, alimonies, high balances, too many inquiries, and bankruptcies, etc. Check out our credit tips section to learn how you can prevent negative impacts on your credit report. Regardless of your credit issues, Home Loan Direct offers several mortgage loans that can assist you. The Debt Consolidation Loan is a great way to get around credit challenges as is the Home Equity Loan, or if you would prefer to keep your payments more manageable the Interest Only Mortgage is what you're looking for.

Whatever mortgage arrangement you decide is right for you, you will receive a free enrollment in our Credit 4 Life Program which is specifically designed to advise and assist our customers on how to improve their credit, and also to ensure that when the time is right, you will have the credit score and the qualifications needed to approach a major bank for a prime rate mortgage When the time comes, we will even negotiate your new bank mortgage for you.

So stop wasting any more time or energy stressing over your credit problems. Take full advantage of the knowledge and experience that Home Loan Direct has to offer and let us bring your credit score back to life. Apply now for the mortgage that's right for you, or to learn more about how we can help contact one of our representatives today.