Thousands of applicants are turned away on a daily basis, for reasons that are often left unexplained or without a fix.  At Home Loan Direct we welcome all bank turndowns and look forward to the opportunity to shed some light on why these customers have been left in the dark.  Regardless of why the bank has said no to you, with Home Loan Direct you’ll be automatically approved for your mortgage needs*.  Don’t waste anymore time trying to find a bank that will actually take you seriously, Home Loan Direct and give yourself the peace of mind

Home Loan Direct specializes in assisting customers with various credit problems access the funds they need by leveraging their most powerful financial tool, their home.  Credit challenges can arise from many different issues.  Late or missed payments are a very common credit problem,so are judgements or high credit card balances.

The invention of caller display has given today’s debt burdened community the chance to avoid collection agencies and their nagging phone calls.  At Home Loan Direct we want to release the indebted from their dependency on caller display.  Maybe you’ve just been in court and have a judgement against you.  We want to help you pay off these collection agencies and court judgements with one, easy lump sum payment.  It doesn’t matter if you have bad credit, no income proof, or are self employed.  By using your home as leverage, Home Loan Direct can help you take advantage of one of our many Loan Products to get out of debt and get back to the simple things in life. 

Rising interest rates and overbearing credit card debt are two major factors in the cause of power of sale’s and foreclosure’s.  Many people miss a few payments on their mortgage for the above reasons, and once this happens impatient and inflexible lenders demand repayment without even a phone call attempting to find a fair resolution.  At Home Loan Direct we believe that communication is the most important part of doing business.

At Home Loan Direct we believe a realistic and up front approach is the best way to succeed in business and in life.  We understand that sometimes unforeseen events can force you to miss a mortgage payment or forget to pay your property tax.  We don’t hold these unforeseen circumstances against you, we actually look forward to the opportunity to help you in the most efficient and effective way to pay off these burdens .

If you’ve recently immigrated to Canada, Home Loan Direct has a mortgage product you can’t afford to miss.  Each year thousands of newcomers to Canada are rejected by banks simply because they’ve never had a credit card in this country.  Meaning they haven’t had the chance to build a Canadian credit history, even though they’ve been financially responsible in their home countries.  Through Home Loan Directs 1st Mortgage service we offer our clients the opportunity to purchase a home with as low as 25% down* .

At home loans direct we provide loans to all types of people. Whether you are a high flying executive, a working mom or a self employed individual, we have the loan for you.

We realize that quite often self employed individuals find it difficult to get a loan because financial institutions consider them to be high risk individuals.

Home Loan Direct has arranged several mortgage loans specifically designed to assist individuals who have been turned away by banks due to an unstable work history. Whether you’ve been searching for your dream job, or just haven’t found a job that’s right for you, Home Loan Direct has extensive experience dealing with clients who have an irregular employment record.  Don’t waste anymore time, apply now for the least complicated mortgage you’ll ever find.

In today’s credit world, your beacon score can mean saving (or spending) thousands of dollars.  At Home Loan Direct we specialize in helping those with poor credit, re-establish themselves in order to take advantage of the savings a great beacon score can create.  That being said, we also believe in offering customers ...