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Initially established in 2004 as an amalgamation of two private lending companies; Home Loan Direct prides itself for being the first institutional private lender. At Home Loan Direct, we bring to the table the professionalism, service, and knowledge of an institution, while maintaining the flexibility and creativity of a private lender.

 


At Home Loan Direct, we’re committed to providing our clients with the best possible services by staying up to date on the latest developments in the industry, keeping our competitive edge with other lenders, and taking the following steps to ensure high quality for our clients:

 
Deal with the Lender Directly:

By offering our loan products directly to the borrower, we’ve eliminated the middleman, effectively simplifying and streamlining the financing process. The end result ensures that you, the borrower, ends up saving valuable time and money.

 
In-House Legal Team:

Mortgage financing can face big delays while waiting for closure at the lawyer's office. While you’re anxiously waiting for your deal to close, your file is often way down on the list of priorities for the paralegal assigned to close the deal. To solve this predicament, Home Loan Direct has implemented our own in-house legal team that will close your deal as soon as they receive it, and will always be there to update you on the status of your file, addressing all of your questions and concerns.

 
Equity Based Lending:

Whether you’re having problems proving your income or facing ‘credit challenges’, we lend based on the equity in your property. We will not turn you down because your credit score doesn’t match a computerized qualifying system. We take the time to look into each one of our applicants, and if you have sufficient equity, we will advance you a mortgage without making you jump through hoops.


Home Loan Direct lends across Canada, specifically, but not limited to the Greater Toronto Area (GTA):

Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.

Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.
 
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