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At Home Loan Direct, we specialize in assisting Canadians who lack the requirements needed to receive a bank loan gain immediate access to the equity in their homes. Regardless of your credit score, proof of income, or immigration status, we will do everything possible to help you get the money you need quickly to live the life you want.
With The Credit 4 Life Program, Home Loan Direct has taken things to the next level. Not only will we help you access the equity in your home, but you will
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also receive free enrollment in our Credit4 Life Program, specifically designed to help customers with sub par credit, improve their financial situation and obtain the higher credit scores needed to be accepted for a bank mortgage.
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The Credit 4 Life Program is our simple and effective system to provide our clients with the necessary tools to improve their credit. After obtaining a mortgage from Home Loan Direct, you will receive instructional guides with tips and suggestions on how to repair your credit. We will work with you to ensure that all bad debts are paid off, and we will help you ensure there are no more late payments. At any time, you may contact one of our Credit 4 Life representatives for any inquiries regarding your credit score.
After a year, we will reassess your credit situation together, and decide whether the timing is right to approach the banks for a new mortgage. When it is time to approach the banks, Home Loan Direct will take care of all the leg work for you. We will find the bank with the best suited loan for your own personal needs. We will work together with you and the banks to ensure you are fully taken care of. You won't have to spend anymore time rate shopping or negotiating, Home Loan Direct will do it for you. If, after one year, your credit score is not quite at the level needed to approach the banks, we will work with you to further repair your credit, and attempt to approach the banks when the time is right.
Stop wasting any more time searching for mortgage brokers or credit counselors. Home Loan Direct is your one-stop-shop for all your mortgage and credit needs. Contact us today to learn more about how Home Loan Direct can help you.
Home Loan Direct lends across Canada, specifically, but not limited to the Greater Toronto Area (GTA):
Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.
Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.
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