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Home Loan Direct is a private lending company specializing in Canadian Home Equity Lending. We have helped many Canadians overcome their mortgage challenges and acquire the money they need to live the life they want. We pride ourselves on our quick response times and our ability to close deals in a timely and orderly fashion.


At Home Loan Direct we have extensive experience in the alternative lending market. We've developed our direct advantage to make sure you get the best service available, and we're known for our creativity in making the unthinkable possible.

If you're facing various credit challenges and have been turned down by other lenders, Home Loan Direct can help you. Regardless of your circumstances, with sufficient equity, we can help you leverage your most powerful financial tool – your home.

Home Loan Direct qualifies our applicants on a case-by-case basis. We don't use a computerized qualifying system, we don't judge people based on their credit history, and we understand that not everyone can prove their incomes with a T4. Whether you're consolidating high interest debt, renovating your home, or buying a new car, we can help you get the most value from your home equity in the most efficient and effective way.

If you've been turned down by the banks for any reason, you've come to the right place. Home Loan Direct specializes in helping our clients take advantage of this short term opportunity, repair their personal credit, and re-apply with the banks at a future date.

We'll guide you through the process of improving your financial situation and when the timing is right, we'll use our connections to help you find the bank loan that will set you on the path to reaching your financial goals and realizing your dreams. Home Loan Direct has the experience and the resources to set you free.

 

We specialize in the following Mortgages & Loan Product

◊  Interest Only Loan
◊  Private Mortgages
  Refinance Loans
◊  Other Mortgages
◊  Credit 4 Life Prog
Type of Applicants we can help
  Bank Turn Down
  Credit Challenged
   Judgments/ Collections
   Power of Sale &      Foreclosure
   Property Tax Arrears

◊  Recent Immigrants
◊  Self Employed
◊  Unstable Work     History
◊  Prime Rate     Applicant
Home Loan Direct lends across Canada specifically, but not limited to the Greater Toronto Area (GTA):

Toronto, Thornhill, Vaughan, Woodbridge, Richmond Hill, Scarborough, Etobicoke, Aurora, Newmarket, Markham, Stouffville, Unionville, Pickering, Ajax, Whitby, Oshawa, North York, East York, Oakville, Muskoka, Niagara, Guelph, Windsor, Barrie, Mississauga and Hamilton.

Other major cities in Canada include: Vancouver, Victoria, Edmonton, Calgary, Saskatoon, Regina, Ottawa, Montreal, Fredericton, Halifax and St. Johns.
 
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